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Bankruptcy

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arrow Chapter 7 Bankruptcy Protection
arrow Chapter 13 Bankruptcy Protection
Bankruptcy should be considered only as a last resort. The effects of filing for Bankruptcy protection are long-lasting - up to 10 years in certain states. Recently the rules for filing Bankruptcy changed, and it is now harder than ever to wipe the slate clean.

There are two types of bankruptcy protection: Chapter 7 and Chapter 13. Each one has its own pros and cons, and the right filing for you depends on a number of different factors. In the end it’s best to consult a bankruptcy lawyer to discuss your specific scenario, but this should only be done as a final resort after all other options have been exhausted.

Before you go bankrupt complete the form to the right and find out if you can eliminate up to 70% of your credit card debt without filing for personal bankruptcy!

If you are struggling with debt, you will find that there are a number of benefits from talking to an experienced credit counselor. They will not be surprised by your situation. You may be nervous about speaking to friends/colleagues about your debt problems for fear that they will judge you a foolish person or that your secret will be passed on to other people. A debt worker will have undoubte... (READ MORE)

For Americans saddled with debts they can't pay, there can be a sense of isolation. Whether from medical bills, college tuition, housing, or car loans, it is incredibly difficult for the ordinary citizen to not struggle with mounting financial obligations. You might be apprehensive about admitting your troubles to friends, to your accountant, to a business partner, or even a spouse, but debt is an... (READ MORE)
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